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Golden State Acquisition Fund (GSAF)

Project type

Building Project

Location

California

Description: The Golden State Acquisition Fund (GSAF) is a $93 million flexible, low-cost financing program aimed at helping the creation and preservation of affordable housing throughout California. It was established with $23 million in seed funding from the California Department of Housing and Community Development. These funds are leveraged with additional capital from seven community development financial institutions.

The maximum loan commitment amount is $13,950,000, and the maximum loan term is five years, including extensions. Rentals are restricted to households at or below 60% AMI, and homeownership is restricted to households at or below 80% AMI. Loans may be used for acquisition of vacant or improved properties.

What makes it different: The GSAF is structured as a $93 million revolving pool of capital in which repaid loans are reinvested into new projects, making the fund an outstanding example of efficient leveraging of public dollars.
Resources: https://www.goldenstate-fund.com;
http://www.goldenstate-fund.com/wp-content/uploads/2018/11/GSAF-Term-Sheet.pdf

Contact: Visit this website for the list of partner contacts.

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